June 22, 2010 @ 12:30PM – Saving for Retirement: The Time is NOW!

You will learn:

·        How to calculate how much money you will need to retire comfortably

·        Possible sources of retirement income

·        Different types of retirement savings accounts and the advantages and parameters of each

·        Important information on Social Security Benefits

July 20, 2010 @ 12:30PM – Survival Guide for New College Students:  How to Manage Money and Stay Out of Credit Card Debt

Many students have not been educated on how to manage money and handle credit cards.  Without this knowledge the college years can lead to major debt problems.

You will learn:

·        The basics of banking

·        How to use credit cards responsibly

·        The importance of a good credit history

·        Budgeting and saving

September 21, 2010 @ 6:30PM – Saving for College 101

College tuition rates are rising at record levels.  Start saving now.

You will learn about different savings options including:

·        Different tax deferred accounts

·        Tax advantages for tuition you are paying

·        Legitimate free services that can contribute to your college savings

·        Different forms of available financial assistance

October 19, 2010 @ 6:30PM – Don’t Break the Bank this Holiday Season

You will learn:

·        How to plan a Holiday Season Budget

·        Ways to deal with Holiday expenses, including creative and inexpensive gift and decorating ideas

·        Smart shopping and savings tips for store and on-line shopping

·        The advantages of shopping with cash instead of credit

·        Ways to earn extra money for the Holidays

November 16, 2010 @ 12:30PM – Senior Citizens Be Wise:  Don’t Lose Your Hard Earned Money to Scam Artists

You will learn:

·        The different scams that target the elderly population

·        The different ways scams reach the public

·        How to identify a scam before you get duped

·        How to check out the legitimacy of an organization

·        What to do if you have fallen victim to a scam

December 14, 2010 @ 6:30PM – Single or Suddenly Single:  How to Take Control of Your Financial Situation

You will learn:

·        Financial basics (how to balance a check book, how to pay down credit card debt, how to read and understand your credit report and more)

·        How to stay on a budget without feeling deprived

·        Important money saving tips

·        Available financial assistance resources

·        Retirement survival skills